My thoughts after 1-month on US Soil
We have been back in the USA for just over a month now. We touched down on US soil on January 18, 2019, and today as I write this it is February 27. I believe we moved into our new house exactly 1-month ago.
I have a number of random thoughts about the move and thought I’d put them all in one post. Some are not enough to make a full article about, and others I have already written about, but just thought I’d add a bit more information after a month in.
I have not written on this topic, but I should.
Basically, having been out of the USA for nearly 20 years, I have no credit anymore.
I have maintained a US bank account during the entire time we have been gone and used it to some extent, but when it comes to credit, I have had no debt, no loans, or any kind of credit since the late 1990s.
We’ve had mixed experiences with Credit
I have had at least a half-dozen places run credit checks on me.
We have our Internet and basic Cable TV service through XFinity. When we signed up they ran a credit check to see if we would need to put a deposit on our account. it took only a minute and they said we were good to go, no deposit needed. Maybe that just means that there was nothing negative about me at the credit bureau.
We have 3 Prepaid Cellular phone accounts. After a few weeks of that, Feyma and Chris wanted to get new cellular phones, so we went back to AT&T to inquire about changing to post-paid plans and getting two cellphones on a payment plan. I don’t like to buy things on credit, but I want/need to do that to some extent just to build a good credit record.
After AT&T ran our credit they said they would do it, but we needed to put a $400 down-payment. I didn’t want to do that, so we elected to just stay on the prepaid service.
The gas company and the electricity company ran credit checks before turning on our service. With each, we had to put down a deposit equal to 1-month of the average usage. We had no problem with that, and we had to have utility service anyway, so we did it.
So, that is where we stand on credit. I am thinking we will buy some things like furniture, and perhaps a car put at least half down and finance the rest just as a credit building thing. I believe with that amount of downpayment, we should be able to do the financing, we shall see.
Yeah, the weather here is cold! However, we are getting used to it. Even when the weather is in the 20s and 30s I often go out without even a jacket, and it is OK. I do often wear two layers of clothing (thermal underwear, and my outer layer). But, I am certainly needing way fewer layers of clothing compared to when we arrived here!
Friends here keep telling me that “spring is just around the corner”. LoL
Speaking of cold weather, over the years I have seen ads and such for “heated toilet seats”. I always thought it sounded like a stupid thing.
What do I say about heated toilet seats now? Where can I get one! Haha. Honestly, sitting on the toilet can be a bit shocking at times.
Transportation, since we don’t have a car yet, is probably our biggest challenge here. Yes, there is good public transportation here in Logansport, but the freedom of having your own vehicle is something that is missed.
We do plan on buying a car soon. We have a friend who has family that will be selling a used car soon, and we intend to consider that when it is available.
Myself, since I have a serious vision problem, I won’t be able to drive. I will say that my vision is improving a lot now, even without treatment, and I think I will be able to drive in the coming months. Feyma’s job will be providing health insurance for us in about 60 more days, so I can get some treatment for my eye issue after that.
Do I miss the Philippines?
A lot of people tell me that I must miss the Philippines badly. They ask me when I will be coming back to live there.
Honestly, I don’t miss the Philippines that much, if at all. I do miss some people there. People that I am close to. But, we lived there a long time, and we no longer feel a desire or need to live there again.
Am I happy to be back in the USA?
Hand in hand with the “when are you moving back to the Philippines” question is “do you like living in the USA?”. The answer to that is that yes, I really am liking it here.
I am happy that we made the move. I had reservations about doing it, but I am happy that I decided to give it a try. I enjoy it here, enjoy seeing new things, re-experiencing the culture here, and so on. It has been a great move for us.
I will also say, that I think, so far, that Indiana is a great place to live.
Negatives about the move
Are there any negatives about the move? Well, of course, nothing is perfect. But, the negatives are minor.
- Cold Weather (should be over soon until next year)
- Transportation (should be resolved soon)
Other than these, I don’t see anything negative about life here in the USA.
Positives about the move
What are the positive things about having moved back to the USA?
- Meeting some very nice new friends
- Both Feyma and Chris got great jobs easily
- I have opportunities, business-wise, that were not available to me in the Philippines
- New experiences are exciting and fun for me
So, that wraps up my random thoughts about our move, one-month in. I think I’ll try to give you monthly updates like this at the end of each month, for as long as there are “new” things to report.
Thanks for reading.